Senior Credit Risk Analyst - Credit Card (All Genders)
We are looking for a (Senior) Credit Risk Analyst-Credit Card (All Genders)
Are you creative and enterprising? Are you looking for the freedom you need to flourish as a manager? Then join us! At Barclays you can achieve far more than you might imagine at a bank. And that´s because we´re not your typical bank. We look for people who are not only full of energy but who also dare to take on new challenges.You can have a real impact at Barclays and help shape the company´s future. Not only do you have the opportunity to develop your own skills, but you can also help your team progress and drive the company forward. So, set your career free. Start your new and exciting journey at Barclays.
We are seeking an experienced Senior Credit Risk Analyst specialising in Credit Card riskmanagement to join our dynamic team. The Senior Credit Risk Analyst will utilise advanced analytical techniques, statistical models, and industry knowledge to develop and enhancecredit risk strategies, ensuring the profitability and stability of our credit card business.
Providing best in class analytics, transforming high level requests into focussed and specific analysis
Responsible for supporting the unsecured consumer credit product offering (e.g. credit cards or unsecured loans)
Identifying new opportunities for enhancing/streamlining services
Formulating opportunities into proposals, sharing with manager and implementing
Maintenance of credit criteria, models and strategies
Maintenance of control monitoring and documentation of processes, procedures and strategies in relation to credit management
Working effectively with peers and management team to achieve shared business objectives
Preparing and presenting regular reports on credit risk metrics to senior management and driving stakeholder discussions.
Communicating effectively with cross-functional teams, providing insights and recommendations based on risk analysis.
What you’re made of
Experience in consumer banking industry (ideally in Germany) with respect to credit risk management (e.g. for unsecured loans or credit cards)
A degree/diploma or equivalent in an analytical/quantitative/business related discipline
Strong knowledge of statistics and statistical methods /modelling techniques
Proficiency in SAS or equivalent data analysis and statistical tool (R, Python)
SQL programming skills on an advanced user level
Lateral thinking – find innovative ways to solve analytical problems
Business assessment – ability to quickly build an understanding of a business and its core strengths and opportunities
Strong interpersonal skills, influencing, and conflict management
Excellent oral and written communication skills with ability to translate insight into a coherent story that drives action
Team working – commitment and ability to work with cross-functional teams
What you can expect at Barclays:
A competitive base salary
A flexible budget to use at your discretion (payments to employee savings schemes and other solutions)
Significant employer contributions into a company pension scheme
Company sports and fitness activities at special rates
Bonuses on special occasions
Up to 8 free tickets per season for the Barclays Arena
30 days leave (for a 5-day week)
2 work days available for community involvement, charity work or social outreach
What Barclays is all about
People are at the heart of everything we do at Barclays — both our customers and our employees. Giving people the opportunity to realise their full potential is incredibly important to us. Each and every one of our employees helps shape and enrich our unique corporate culture. A creative and diverse team is precisely what makes our mission possible, which is to reinvent payments and finance and give people the freedom to live how they want. More than 1.5 million customers are already benefiting from our renowned credit cards, instalment loans and even our brand-new financing offer in partnership with Amazon. It´s no surprise then that we´e one of Germany´s leading online banks with more than 700 colleagues in Hamburg.
If you are a seasoned Credit Risk Analyst with a deep understanding of credit cards and a passion for data-driven decision-making, we invite you to apply and contribute to the success of our credit card business. Please send your application complete with all required documentation (CV, certificates, references).
We’re looking forward to your application!